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Heat the olive oil in a dutch oven
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Add the onion, carrot, and bell pepper and saute until just softened, about 10 minutes
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Add the cumin and stir until fragrant, about one minute.
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In the same pot, brown the ground beef until no longer pink.
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Add the chipotle peppers and adobo sauce, removing the seeds if you prefer less spice.
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Puree the tomatoes in a blender and add to the chili mixture.
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Stir in the beer.
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Mix in the oregano and season with salt and pepper to taste.
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Allow to simmer, partly covered, approximately 30 minutes. Stir occasionally.
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Remove the lid and stir in the beans. Simmer for 20-30 minutes.
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Adjust seasoning and serve with your favorite toppings.